Stop fraud while keeping revenue moving. Guardian protects every payment with AI built to detect risk, maximize approvals, and safeguard revenue.
Play Systems MX
Secure checkout
Amount due
MX$1,850.00
•••• 4242Signals evaluated
Risk score
0 / 100
Keep legitimate payments moving while Guardian puts risk operations on autopilot.
23ms
Average decision time on every transaction
0.12%
Average fraud rate after Guardian
99.7%
Legitimate customers approved without friction
200+
Signals analyzed per transaction
Intelligent risk scoring
Guardian analyzes each transaction across behavioral, device, payment, and historical signals to detect fraud in real time.
Fraud & Risk
Guardian protection · 30DGuardian block rate
3.3%
Healthy <5%3DS abandonment
18.4%
MonitorIntl card acceptance
7.2%
5–10% typicalBlock decisions over time
Approved · Review · BlockedSee every threat. Block it instantly.
A single dashboard to monitor every transaction. See risk scores, blocked attempts, and approval rates — all in real time.
Real-time monitoring
Every transaction scored and visible the moment it happens.
Adaptive risk scoring
ML models that learn your business patterns and adjust thresholds automatically.
Smart 3DS routing
Challenge only high-risk transactions — never add friction for trusted customers.
Every user tells a story. We read it.
Guardian builds a behavioral profile for every user — transaction patterns, device history, chargeback risk. The more data, the smarter the decisions.
Behavioral scoring
Trust scores that evolve with every transaction. New users start cautious, loyal customers get fast-tracked.
Chargeback prediction
ML models predict chargeback probability before you authorize. Flag high-risk transactions before they cost you.
Device & session intelligence
Fingerprint devices, track session patterns, detect account takeover attempts in real time.
Carlos M.
carlos.m@email.com · usr_8k2m4n
Trust Score
87
/100
Transactions
142
Chargebacks
0
Lifetime
$284K
Intelligence that evolves. Every week.
Guardian models retrain weekly on your transaction data. Industry-specific patterns, regional fraud vectors, and custom rules — always up to date.
Weekly retraining
Models automatically retrain on your latest transaction data every 7 days.
Industry-specific
Pre-trained on iGaming, e-commerce, marketplaces, and fintech patterns.
Custom rules engine
Blacklists, whitelists, velocity limits, and manual overrides — managed by Tonder's RiskOps team.
Disputes
Auto-managed · last 30 daysOpen disputes
6
2 need responseAvg. response
4m
auto-drafted3DS auto-evidence
128
0 manualAuto-evidence · 3DS chargeback dis_8k2m4n · MX$15,200
Ready to submitReason: Fraudulent — 3DS authenticated, liability shifted to issuer
Manage disputes in minutes, not hours.
Guardian centralizes every chargeback, auto-compiles the evidence — including 3DS authentication for fraud disputes — and tracks each deadline, so your team responds faster with far less manual work.
Auto-evidence for 3DS chargebacks
For 3DS-authenticated payments, Guardian attaches the authentication result and liability-shift proof automatically — the strongest response to a fraud chargeback.
One queue for every dispute
Chargebacks across cards and methods land in a single queue with reason codes, deadlines, and a recommended action.
Prevention that lowers volume
Real-time fraud scoring and smart 3DS routing stop disputes before they start — fewer chargebacks to manage in the first place.
Session traffic
LiveBot abuse prevention
Guardian tells real customers apart from scripted traffic, blocking card testing, credential stuffing and automated retries before they reach your checkout.
Model accuracy
Retrained weeklyAdaptive intelligence
Models retrained weekly on your industry data. Never stale, always evolving.
Approved without friction
Real customers99.7%
Zero friction
99.7% of real customers approved without extra steps. Block fraud, not revenue.
Monitored markets
5 marketsLatAm-native
Trained on millions of Latin American transactions. Understands local payment patterns and fraud vectors.