Stop fraud while keeping revenue moving. Guardian protects every payment with AI built to detect risk, maximize approvals, and safeguard revenue.
Play Systems MX
Secure checkout
Amount due
MX$1,850.00
•••• 4242Signals evaluated
Risk score
0 / 100
Keep legitimate payments moving while Guardian puts risk operations on autopilot.
23ms
Average decision time on every transaction
0.12%
Average fraud rate after Guardian
99.7%
Legitimate customers approved without friction
200+
Signals analyzed per transaction
Ask zeno
Guardian's risk agent. Ask about any transaction, card or user — zeno answers with the evidence and blocks what needs blocking.
See every threat. Block it instantly.
A single dashboard to monitor every transaction. See risk scores, blocked attempts, and approval rates — all in real time.
Real-time monitoring
Every transaction scored and visible the moment it happens.
Adaptive risk scoring
ML models that learn your business patterns and adjust thresholds automatically.
Smart 3DS routing
Challenge only high-risk transactions — never add friction for trusted customers.
Every user tells a story. We read it.
Guardian builds a behavioral profile for every user — transaction patterns, device history, chargeback risk. The more data, the smarter the decisions.
Behavioral scoring
Trust scores that evolve with every transaction. New users start cautious, loyal customers get fast-tracked.
Chargeback prediction
ML models predict chargeback probability before you authorize. Flag high-risk transactions before they cost you.
Device & session intelligence
Fingerprint devices, track session patterns, detect account takeover attempts in real time.
Intelligence that evolves. Every week.
Guardian models retrain weekly on your transaction data. Industry-specific patterns, regional fraud vectors, and custom rules — always up to date.
Weekly retraining
Models automatically retrain on your latest transaction data every 7 days.
Industry-specific
Pre-trained on iGaming, e-commerce, marketplaces, and fintech patterns.
Custom rules engine
Blacklists, whitelists, velocity limits, and manual overrides — managed by Tonder's RiskOps team.
Disputes
Last 30 days2 disputes need a response
6
Open
4m
Median response
128
3DS evidence prepared
Evidence package
Draft readydis_8k2m4n · MX$15,200 · Fraudulent, 3DS authenticated
Queue Sorted by deadline
View all →Manage disputes in minutes, not hours.
Guardian centralizes every chargeback, auto-compiles the evidence — including 3DS authentication for fraud disputes — and tracks each deadline, so your team responds faster with far less manual work.
Auto-evidence for 3DS chargebacks
For 3DS-authenticated payments, Guardian attaches the authentication result and liability-shift proof automatically — the strongest response to a fraud chargeback.
One queue for every dispute
Chargebacks across cards and methods land in a single queue with reason codes, deadlines, and a recommended action.
Prevention that lowers volume
Real-time fraud scoring and smart 3DS routing stop disputes before they start — fewer chargebacks to manage in the first place.
Bot abuse prevention
Guardian tells real customers apart from scripted traffic, blocking card testing, credential stuffing and automated retries before they reach your checkout.
- Card testing blocked
- Credential stuffing blocked
- Automated retries stopped
Adaptive intelligence
Models retrained weekly on your industry data. Never stale, always evolving.
- Retrained weekly
- Tuned to your industry data
- Never stale
Zero friction
99.7% of real customers approved without extra steps. Block fraud, not revenue.
- 99.7% approved without extra steps
- 3DS only when the risk is real
- Block fraud, not revenue
LatAm-native
Trained on millions of Latin American transactions. Understands local payment patterns and fraud vectors.
- Millions of Latin American transactions
- Local payment patterns
- Local fraud vectors