Accept payments everywhere your customers are.
One integration to access every payment method in Latin America. Higher approval rates. Better conversion. Faster settlement.
Higher conversion
Our cards system finds the optimal path across local networks to hit your precise acceptance.
- Routing across local networks
- The optimal path for each payment
- Tuned to your acceptance
Local cards and methods
Accept payments in local currencies with the methods your customers already use.
- Local currencies
- Local card networks
- The methods your customers already use
Less fraud, more revenue
Built-in fraud protection with Guardian AI and 3DS 2.0 that blocks bad actors without adding friction for real customers.
- Guardian AI built in
- 3DS 2.0
- No added friction for real customers
Move faster, lower costs
Go live in days with pre-built plugins and a simple API. Reduce payment costs with direct acquiring and local processing.
- Live in days
- Pre-built plugins
- A simple API
- Direct acquiring and local processing

50+ ways to pay.One integration.
Access every major payment method in Latin America through a single API.
Cards
Accept Visa, Mastercard, American Express and Carnet with local processing in every market you sell in.
CardsSPEI
Mexico's real-time bank transfer rail. Customers pay from any banking app and funds clear in seconds.
Bank TransfersOXXO Pay
Cash at more than 20,000 OXXO stores β how millions of Mexicans without a card still pay online.
Cash VouchersApple Pay
One-tap checkout for customers who already have a card set up on their iPhone, iPad or Mac.
Digital WalletsMercado Pago
The wallet Latin America already uses, with stored balance and installments built in.
Digital WalletsCheckout appearance
These values are the default for every checkout of this business, including sessions created outside the dashboard.
Page background
Card background
Corner style
Preview
You are depositing
$1,900.00
Sample item, Second sample item
Payment method
Card information
Card number
Expiry date
CVC
Fully customizable. Fully yours.
Embed our checkout directly into your app or use our hosted page. Match your brand perfectly β colors, fonts, radius, and more.
White-label ready
Your brand, your domain, your checkout experience.
Mobile optimized
Responsive design that works perfectly on every screen size.
Embedded or hosted
Drop-in components or redirect to our hosted checkout page.
Connect the way you build. Choose how to integrate Tonder into your web or mobile experience.
Direct API
One endpoint for every payment. Post to /process/ to charge cards, SPEI, OXXO and more β the same call handles payins and payouts, with full control over routing, retries and reconciliation.
Read the API docsSDKs
Drop our SDK into your app. Web, React Native, iOS and Android β card fields, saved cards and 3DS are handled for you, so sensitive data never touches your servers.
Explore the SDKsHosted Checkout
Let Tonder host the payment page. Create a session, send your customer to it, and we handle the UI, the local methods and your PCI scope. Your branding, zero frontend payment code.
See Hosted CheckoutPayment Links
Get paid without writing code. Generate a link in the dashboard and share it over WhatsApp, email or SMS β built for invoices, remote sales and one-off charges.
Open the dashboardPre-built plugins
Install a plugin and go live. Ready-made integrations for the commerce platforms you already run on β connect your keys and start accepting local methods the same day.
Compare integrationsKnow exactly where your money flows.
Track approval rates per payment method, per acquirer, and per bank β in real time. Get AI-powered recommendations to optimize your payment stack and increase revenue.
Performance by method
See which payment methods convert best for your business.
Issuing bank analytics
Compare approval rates across BBVA, Santander, Citibanamex and more.
Smart recommendations
AI surfaces opportunities to improve routing and reduce declines.
Acceptance & Conversion
1 Feb β 28 Feb 2026Overall acceptance
78.4%
β +2.1ppvs last period
FTD acceptance
64.2%
β 0.8ppvs last period
Trusted acceptance
89.7%
β +0.4ppvs last period
APM conversion
72.8%
β +1.3ppvs last period
Acceptance rate over time
Acceptance rate by issuing bank
Cards Β· last 30 daysStart accepting payments today.
Join hundreds of businesses using Tonder to power payments across Latin America.