Accept payments everywhere your customers are.
One integration to access every payment method in Latin America. Higher approval rates. Better conversion. Faster settlement.
Acceptance rate
Last 30 days81.4%
Higher conversion
Our cards system finds the optimal path across local networks to hit your precise acceptance.
Local coverage
5 marketsLocal acquiring and methods
Accept payments in local currencies with the methods your customers already use.
Fraud rate
After Guardian0.12%
Of every 1,000 payments
Less fraud, more revenue
Built-in fraud protection with Guardian AI and 3DS 2.0 that blocks bad actors without adding friction for real customers.
Time to live
Typical3 days
Move faster, lower costs
Go live in days with pre-built plugins and a simple API. Reduce payment costs with direct acquiring and local processing.
50+ ways to pay. One integration.
Access every major payment method in Latin America through a single API.
Cards
Accept Visa, Mastercard, American Express and Carnet with local processing in every market you sell in.
Cards
SPEI
Mexico's real-time bank transfer rail. Customers pay from any banking app and funds clear in seconds.
Bank Transfers
OXXO Pay
Cash at more than 20,000 OXXO stores — how millions of Mexicans without a card still pay online.
Cash VouchersApple Pay
One-tap checkout for customers who already have a card set up on their iPhone, iPad or Mac.
Digital Wallets
Mercado Pago
The wallet Latin America already uses, with stored balance and installments built in.
Digital WalletsPayment methods
Appearance
How would you like to pay?
Card number
4242 4242 4242 4242
Expiry
12 / 28
CVV
•••
Fully customizable. Fully yours.
Embed our checkout directly into your app or use our hosted page. Match your brand perfectly — colors, fonts, radius, and more.
White-label ready
Your brand, your domain, your checkout experience.
Mobile optimized
Responsive design that works perfectly on every screen size.
Embedded or hosted
Drop-in components or redirect to our hosted checkout page.
Connect the way you build. Choose how to integrate Tonder into your web or mobile experience.
One endpoint for every payment. Post to /process/ to charge cards, SPEI, OXXO and more — the same call handles payins and payouts, with full control over routing, retries and reconciliation.
Read the API docsKnow exactly where your money flows.
Track approval rates per payment method, per acquirer, and per bank — in real time. Get AI-powered recommendations to optimize your payment stack and increase revenue.
Performance by method
See which payment methods convert best for your business.
Issuing bank analytics
Compare approval rates across BBVA, Santander, Citibanamex and more.
Smart recommendations
AI surfaces opportunities to improve routing and reduce declines.
Acceptance & Conversion
Overall acceptance
78.4%
+2.1ppFTD acceptance
64.2%
First-timeTrusted acceptance
89.7%
ReturningAPM conversion
72.8%
Alt methodsAcceptance rate over time
Acceptance rate by issuing bank
Start accepting payments today.
Join hundreds of businesses using Tonder to power payments across Latin America.